Well, here is the thing. If you don't have money saved, don't like to have responsibility of maintenace, repair and paying property tax. Then you should never buy.

If you like to own a home, don't want to waste the money in rent, like have freedom of remodeling, upgrading your home and have enough money to cover the small down payment FHA loan offers. Then you should deffinattely buy.

If you want to buy but don't have good credit right now, and the credit and/or income will improve in the next couple of years, then you should concider Lease option to buy a home. Find out more. Contact Luxcel Realty at (509)499-4313. I have many programs and homes to offer.